Risk Management

    Insurance Planning services provided by Sunstone Family Office involve comprehensive strategies to protect clients' assets and financial well-being from potential risks. This includes evaluating current insurance coverage, identifying potential gaps, and recommending appropriate insurance policies such as life, health, property, casualty, liability, and business insurance. Sunstone also assists in negotiating terms and premiums, ensuring compliance with regulatory requirements, and providing ongoing reviews to adapt to changing circumstances. We understand the market and ensure our clients receive comprehensive, yet appropriate coverage and the most competitive price. In addition, we specialize in captive insurance structures and utilize private placement insurance structuring when appropriate. By offering tailored insurance solutions, Sunstone helps clients mitigate risks, secure their financial future, and achieve peace of mind. 

Deferred Compensation services provided by Sunstone offer strategic planning and management of deferred compensation plans to help businesses attract, retain, and reward key employees. These services include designing customized plans, such as non-qualified deferred compensation (NQDC) plans, that align with the company’s objectives and employee needs. Sunstone handles the administration, compliance, and communication of these plans, ensuring they meet regulatory requirements and optimize tax benefits for both employers and employees. Additionally, Sunstone provides ongoing plan management, performance monitoring, and employee education to maximize the effectiveness and value of the deferred compensation programs. Deferred compensation and insurance-funded personal portable pension plans are also integral to overall tax strategy and risk mitigation. 

     Document and Record Management services encompass meticulous organization, storage, and maintenance of clients' important documents and records. This includes digital and physical file management, secure storage solutions, document retrieval, and compliance with regulatory requirements to ensure accessibility, security, and efficient management of critical information. Information can include, but not limited to, trusts, deeds, wills, investment statements, passports, social security cards, drivers’ licenses, settlements.